DEMELLO GROUP
Are You Prepared to Finance Your Next Big Idea for Your Small Business?
Apply Online
Decision as fast as
Get funded as fast as
Receive between
in Minutes
24 hours
72 hours
$25k-$6m
Apply Online
Decision as fast as
Get funded as fast as
Receive between
in Minutes
24 hours
72 hours
$25k-$6m
Choices Should Accompany
Opportunities.
Every business is distinctive, and our funding solutions are tailored to meet your specific needs and business activities
"The Demello Group provides an AI-powered financial analysis system, designed to assist businesses in meeting bank loan criteria. It identifies gaps in a company's financial profile and offers advice to address these deficiencies. Businesses can start with a complimentary scan,enhancing their chances of loan approval."
Tips For Building Business Credit
"Unsure if your business has a credit profile? It's easy to find out. You can check your business's credit reports through different methods. While there's no legal obligation for credit bureaus to provide free business credit reports, as they do with personal credit, you can still access them. The three major business credit bureaus – Dun & Bradstreet, Equifax, and Experian – offer complete copies of your business credit report, albeit for a charge. Additionally, certain free services might provide you with access to, or summaries of, your business credit reports and scores."
Check your business(and personal) Credit
Apply for a business credit card
"Creating a business credit profile necessitates having accounts and vendors that report payment histories to credit bureaus. A business credit card is a key component of this process. It not only helps build your credit profile but also provides specialized benefits and rewards programs that are more suitable for business requirements than those offered by personal credit cards."
_edited.jpg)
"Regularly check your business credit reports to catch any mistakes or signs of fraud. This can help prevent damage to your business credit and avoid extra costs when borrowing money. If you find an error, quickly report it to the credit bureau to get it fixed."
Monitor your credit reports
"The PAYDEX score by Dun & Bradstreet, which goes from 1 to 100, shows how well you pay your vendors. Paying on time can get you a decent score, up to 80. But to get the top PAYDEX score, you need to pay vendors before the due date."
Pay vendors early
"Regularly check your business credit reports to catch any mistakes or signs of fraud. This can help prevent damage to your business credit and avoid extra costs when borrowing money. If you find an error, quickly report it to the credit bureau to get it fixed."
Monitor your credit reports
Monitor your credit reports
"Working with vendors who report your payments to business credit bureaus is really helpful. Besides using business credit cards, it's important to have good ties with these vendors. They can help strengthen your business credit history. Make sure your current vendors report payments, and when choosing new ones, go for those who will report your payments. This can boost your business's credit reputation."
Work with vendors that report payments
"Working with vendors who report your payments to business credit bureaus is really helpful. Besides using business credit cards, it's important to have good ties with these vendors. They can help strengthen your business credit history. Make sure your current vendors report payments, and when choosing new ones, go for those who will report your payments. This can boost your business's credit reputation."
Work with vendors that report payments
Use your business credit to manage your cash flow
"Building good business credit can get you better deals from vendors, helping you manage your money well, which is key to keeping your business strong. Using a business credit card smartly can give you times when you don't have to pay interest, unlike instant-interest credit lines. But, it's important to keep your credit card balance in check to avoid high-interest charges."
"If you don't see any credit information for your business, it may mean you haven't built up business credit yet. This can happen if you use personal credit cards for business costs, as these payments go on your personal credit report. To start building business credit, take these key steps: turn your business into a corporation or LLC to keep business and personal money separate; get an EIN from the IRS, which is like a Social Security number for your business; open a bank account in your business's name; get a business phone line in the business's name; and sign up with Dun & Bradstreet to get a D-U-N-S Number, which helps identify your business."
Establish your business credit
"If you don't see any credit information for your business, it may mean you haven't built up business credit yet. This can happen if you use personal credit cards for business costs, as these payments go on your personal credit report. To start building business credit, take these key steps: turn your business into a corporation or LLC to keep business and personal money separate; get an EIN from the IRS, which is like a Social Security number for your business; open a bank account in your business's name; get a business phone line in the business's name; and sign up with Dun & Bradstreet to get a D-U-N-S Number, which helps identify your business."
Establish your business credit
Working Capital
Fast financing for your business.
-
Starts at $25,000
-
Paid back from your business receipts
-
Often used for business
projects& expense
Term Loan
Stability to grow revenue over time.
-
Up to $500,000
-
Paid back in up to 36 months
-
Often used for larger projects
CRE Loan
Larger loans secured by commercial real estate
-
Up to $6,000,000
-
Interest-only up to 36 months
-
Often used for major projects
or acquisitions
More Options for Business Owners
Up to $6M*
Amounts starting at $25k
*applies to some products only
Amounts starting at $25k
Helping Small Businesses Grow Every Day
+20,000
Small Businesses Funded
Amounts starting at $25k
.png)
GET IN TOUCH
555 Anton Blvd Suite 150,200, 300
Costa Mesa, CA
(949) 943-2124